diff --git a/craft/src/utils/contrast-repair.test.ts b/craft/src/utils/contrast-repair.test.ts
index 782decd..2179a6a 100644
--- a/craft/src/utils/contrast-repair.test.ts
+++ b/craft/src/utils/contrast-repair.test.ts
@@ -385,15 +385,60 @@ describe('color-mix() surfaces and ContactForm inputs (eval 2026-11-01: placehol
   });
   test('ContactForm label colour is checked against the section it sits on', () => {
     const resp = replace(n('Section', { style: { backgroundColor: '#0d0b14' } }, [
-      n('ContactForm', { labelColor: 'var(--wsb-text)', fields: [] }),
+      n('ContactForm', { style: {}, labelColor: 'var(--wsb-text)', fields: [] }), // explicit style without a background = transparent form
     ]));
     const out = repairResponseContrast(resp, D);
     const f = firstTree(out.response).nodes![0].props as any;
     expect(f.labelColor).not.toBe('var(--wsb-text)');
   });
   test('ContactForm with the default (token) input surface is left alone', () => {
-    const resp = replace(n('Section', { style: { backgroundColor: '#0d0b14' } }, [n('ContactForm', { labelColor: '#ffffff', fields: [] })]));
+    const resp = replace(n('Section', { style: { backgroundColor: '#0d0b14' } }, [n('ContactForm', { style: {}, labelColor: '#ffffff', fields: [] })]));
     const out = repairResponseContrast(resp, D);
     expect(firstTree(out.response).nodes![0].props.inputTextColor).toBeUndefined();
   });
 });
+
+describe('ContactForm labels/inputs are judged against the FORM card, not the section (eval r3 case 6 ttm-likes)', () => {
+  // Real shape: dark gradient section; ContactForm with NO style prop, so the component's default card
+  // (style.backgroundColor = var(--wsb-bg), light) applies; labelColor/inputTextColor = var(--wsb-bg) (white).
+  const darkSection = (form: SerializedTreeNode) => replace(n('Section', {
+    style: { background: 'linear-gradient(135deg, #0d0b14 30%, color-mix(in srgb, var(--wsb-secondary) 40%, #0d0b14) 100%)' },
+  }, [n('Container', { style: { padding: '0px' } }, [form])]));
+  const formOf = (r: SitesmithResponse) => firstTree(r).nodes![0].nodes![0].props as any;
+
+  test('case-6: white labels on the default (light) form card inside a dark section are repaired to read on the card', () => {
+    const out = repairResponseContrast(darkSection(n('ContactForm', {
+      fields: [], labelColor: 'var(--wsb-bg)', inputTextColor: 'var(--wsb-bg)',
+      inputBg: 'color-mix(in srgb, var(--wsb-bg) 8%, #0d0b14)',
+    })), D);
+    const f = formOf(out.response);
+    expect(ratio(f.labelColor, 'var(--wsb-bg)')).toBeGreaterThanOrEqual(4.5);
+    expect(out.adjustments.some((a) => a.node === 'ContactForm' && a.from === 'var(--wsb-bg)')).toBe(true);
+    // typed text stays on the dark input surface (unchanged: white on near-black passes)
+    expect(f.inputTextColor).toBe('var(--wsb-bg)');
+  });
+  test('an explicit light form card via style.backgroundColor literal is honoured too', () => {
+    const out = repairResponseContrast(darkSection(n('ContactForm', {
+      fields: [], style: { backgroundColor: '#fafafa' }, labelColor: '#ffffff',
+    })), D);
+    expect(ratio(formOf(out.response).labelColor, '#fafafa')).toBeGreaterThanOrEqual(4.5);
+  });
+  test('a form card that is dark (token surface) keeps light labels untouched', () => {
+    const out = repairResponseContrast(darkSection(n('ContactForm', {
+      fields: [], style: { backgroundColor: '#111827' }, labelColor: '#ffffff',
+    })), D);
+    expect(formOf(out.response).labelColor).toBe('#ffffff');
+    expect(out.adjustments).toEqual([]);
+  });
+  test('no regression: a transparent form (explicit style without a background) is still judged against the dark section', () => {
+    const out = repairResponseContrast(darkSection(n('ContactForm', {
+      fields: [], style: { padding: '32px' }, labelColor: 'var(--wsb-text)',
+    })), D);
+    expect(formOf(out.response).labelColor).not.toBe('var(--wsb-text)');
+  });
+  test('labels already readable on the (default light) form card are not changed', () => {
+    const out = repairResponseContrast(darkSection(n('ContactForm', { fields: [], labelColor: 'var(--wsb-text)' })), D);
+    expect(formOf(out.response).labelColor).toBe('var(--wsb-text)');
+    expect(out.adjustments).toEqual([]);
+  });
+});
diff --git a/craft/src/utils/contrast-repair.ts b/craft/src/utils/contrast-repair.ts
index 03c46e6..2e8cc0e 100644
--- a/craft/src/utils/contrast-repair.ts
+++ b/craft/src/utils/contrast-repair.ts
@@ -311,6 +311,10 @@ function ownBg(name: string, props: Record<string, any>, design: SiteDesign, nam
     if (b !== 'none') return b;
   }
   if (BGCOLOR_DEFAULTS_TO_TEXT.has(name)) return cssBg(tokenRef('text'), design);
+  // ContactForm paints its own card: with no `style` prop the component default applies (style.backgroundColor =
+  // the bg token, ContactForm.tsx craft.props), so labels sit on THAT, not on the section behind the card.
+  // An explicit `style` without a background is a transparent form and falls through to the section.
+  if (name === 'ContactForm' && props.style === undefined) return cssBg(tokenRef('bg'), design);
   return 'none';
 }